Terms of Service

Last updated: October 2, 2026

These Terms of Service ("Terms") govern your use of termsgroup.com and any related forms, chat, phone, text message (SMS) and email communications (together, the "Services") provided by Terms Group ("Terms Group," "we," "us" or "our"). By using the Services, submitting your information, or opting in to receive messages from us, you agree to these Terms. If you do not agree, please do not use the Services.

1. Who We Are

Terms Group is a real estate investment company that buys residential property, including on seller-financing and other creative terms. We are not real estate agents, brokers or lenders, and we do not provide legal, tax or financial advice. Nothing on this website or in our communications is an offer to purchase any property. Any purchase happens only under a written agreement signed by both parties. We encourage you to consult an attorney or other advisor before entering any real estate agreement.

2. Eligibility

You must be at least 18 years old to use the Services or submit information to us.

3. Information You Provide

You agree that the information you submit, including your name, phone number, email address and property details, is accurate and that you are the owner or an authorized user of the phone number and email address you provide. Our collection and use of your information is described in our Privacy Policy.

4. SMS / Text Messaging Program

Program name: Terms Group Seller Communications

Program description: When you submit your phone number through our website form or chat widget and check the consent box, or text us first, you agree to receive text messages from Terms Group about your property inquiry, including replies to your questions, follow-up on your request, appointment scheduling and reminders, and information about options for selling your home.

  • Consent is not required to buy or sell. Agreeing to receive text messages is not a condition of any purchase or sale.
  • Message frequency varies based on your inquiry and conversation with us.
  • Message and data rates may apply. Check with your wireless carrier for details about your plan.
  • To opt out, reply STOP to any message. You will receive one confirmation message and no further texts unless you opt in again. You may also opt out by calling (651) 829-9969.
  • For help, reply HELP to any message or call (651) 829-9969.
  • Wireless carriers are not liable for delayed or undelivered messages.
  • We do not sell, rent or share your mobile phone number or SMS opt-in consent with third parties or affiliates for their marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except with service providers that help us deliver messages.

5. Email Communications

If you give us your email address, we may send you emails related to your inquiry and, where permitted, information about our services. Every marketing email we send will identify Terms Group as the sender, include our physical mailing address, and include a working unsubscribe link. We honor unsubscribe requests within 10 business days. You can also unsubscribe by calling (651) 829-9969. Transactional emails related to an active inquiry or agreement may continue after you unsubscribe from marketing emails.

6. Phone Calls

By providing your phone number and requesting information, you agree that Terms Group may call you about your inquiry. You may ask us to stop calling at any time and we will add your number to our internal do-not-call list.

7. Acceptable Use

You agree not to use the Services to submit false information, impersonate another person, send unlawful, abusive or harassing content, interfere with the website's operation, or scrape or collect data from the website by automated means.

8. Website Content

The content on this website, including text, graphics and logos, is owned by Terms Group or its licensors and may not be copied or reused without our written permission. Information on this website is general in nature, may change without notice, and is not a guarantee of any specific outcome, price or timeline.

9. Third-Party Links and Services

The Services may link to or rely on third-party websites and service providers. We are not responsible for the content or practices of third parties.

10. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, TERMS GROUP WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES. THIS DOES NOT LIMIT LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW, AND IT DOES NOT CHANGE THE TERMS OF ANY SIGNED PURCHASE AGREEMENT.

12. Governing Law

These Terms are governed by the laws of the State of Minnesota, without regard to conflict-of-law rules. Any dispute related to these Terms will be brought in the state or federal courts located in Ramsey County, Minnesota, unless applicable law requires otherwise. Disputes related to a specific property agreement are governed by that agreement.

13. Changes to These Terms

We may update these Terms from time to time. When we do, we will change the "Last updated" date above. Your continued use of the Services after an update means you accept the revised Terms.

14. Contact Us

Terms Group
Phone / Text: (651) 829-9969
Website: termsgroup.com